Personal Checking
Personal Checking
At E-Postal Offshore Bank, you can choose from a wide variety of checking accounts to suit your financial needs. Our account selection ranges from basic banking services to packaged, interest-bearing accounts.
- Value
- Interest
- Signature
- Premier Plus
Value Checking
- Enjoy basic banking services with online banking.
- USD $4.00 monthly service charge.1
- A minimum of five (5) Personal ATM/Debit Card purchase transactions per statement cycle; otherwise, USD $4.00.1
- Enrollment in eStatements; otherwise, USD $4.00.1
- Establish direct deposit; otherwise, USD $4.00.1
- No monthly service charge with qualifying balances.
- Free StarConnect Plus™ online banking with unlimited bill pay.
- No monthly fee for POS purchases.
- ATM/Debit card with an unlimited number of purchases and ATM withdrawals.
Interest Checking
- Enjoy a full service account which earns interest.
- $14.00 monthly service charge.1
- Enrollment in eStatements; otherwise, USD $4.00.1
- No monthly service charge with qualifying balances.
- Free StarConnect Plus online banking with unlimited bill pay.
- Earns interest on daily collected balances of $1,000 or more.
- ATM/Debit card with an unlimited number of signature-based purchases and ATM withdrawals.
Signature Account
- Enjoy a premium account with exclusive savings and preferred services.
- $20.00 monthly service charge.1
- Enrollment in eStatements; otherwise, USD $4.00.1
- No monthly service charge with qualifying balances.
- Earns interest on daily collected balance of $1,000 or more.
- Free StarConnect Plus online banking with unlimited Bill Pay.
- Signature Protection Identity Theft and Fraud Prevention.
- Free personal size safe deposit box (or a discount on a larger box).
- No annual fee for Extra Cash Overdraft Protection, subject to credit approval.
- Up to three (3) free cashier’s checks per month.
- Free standard E-Postal Offshore Bank checks.
- No charge for withdrawals from any non-E-Postal Offshore Bank ATM if balance requirements are met.
Premier Plus
- An account for those aged 50 or better with valuable membership benefits and services.
- No monthly service charge. $8.00 Membership Fee.1
- Enrollment in eStatements; otherwise, USD $4.00.1
- Earns interest on daily collected balances of $1,000 or more.
- Free StarConnect Plus online banking with unlimited bill pay.
- Payment Card Protection for all your credit, debit and ATM cards in the event of loss or theft.
- $10,000 Accidental Death and $150,000 Common Carrier Insurance.
- Free personal size safe deposit box or a USD $45.00 discount on a larger box for one year.
- Free standard E-Postal Offshore Bank checks.
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